Apply in just two clicks
Skip the hassles of opening a business bank account. With your business info and formation docs already in our system, you can zip through the application process and get approved quickly.
ZenBusiness Banking
Own What’s Yours.
Manage your business finances, without having to keep a big balance. Get banking, expense tracking, and tax-saving tools for just $5/month, no matter how often you use your account. Applying is easy and just a few clicks.
Why ZenBusiness Banking?
New businesses need more than just a bank account. Get set for success with banking, bookkeeping, and tax prep. Designed for people like you, this account makes management easy… with your banking and business all in one place.
Made for new businesses
Keeping your business finances separate is a must. But keeping a balance can be hard. This account is $5 a month, no opening deposit, minimum balance, or ACH fees.
Quick and easy path to approval
With your business info and formation docs already in our system, you can zip through the application and get approved quickly… instead of having to wait.
Business banking, plus more
It’s small business checking, plus bookkeeping tools for managing finances, like expense tracking, deduction tagging, and tax prep to maximize savings.
Pay with the debit
card that shows you’re in charge.
One powerful tool you can bank on.
Apply in just two clicks
Skip the hassles of opening a business bank account. With your business info and formation docs already in our system, you can zip through the application process and get approved quickly.
Untangle your finances
Start off on the right path… with your business and personal finances separate. This saves time and money on taxes by making deductions easy to find.
Track expenses as you go
We help you by auto-tracking your business expenses for smarter bookkeeping. Categorizing expenses now means you won’t have to play catch-up at tax time.
Tag write-offs, save on taxes
Tag business expenses to see what you can save on your tax bill. Not waiting until the last minute makes it easier to catch all possible tax deductions.
No deposit required to open
Getting a business bank account shouldn’t be exclusive to businesses with thousands to deposit. This account is made for all businesses starting out.
No minimum balance to keep
Entrepreneur life can be unpredictable… your banking account shouldn’t be. Get peace of mind knowing you won’t be penalized if or when your balance changes.
Physical and virtual debit cards
You don’t have to wait for your ZenBusiness Banking debit card to make purchases. Start using your virtual debit card immediately for more convenience.
Affordable banking plus business tools
ZenBusiness Banking is more than business checking. It’s bookkeeping and tax prep tools to keep your business on track. All in one place for just $5/month.
Trusted by over 400,000 new business owners
Simply powerful
I keeping finding more stuff that ZenBusiness does. It’s like they’ve thought of everything.
– Ryan
Made for me
ZenBusiness seems to know what I need to run my business before I do. This makes sense given how many businesses they’ve helped start.
– Scott
It's all in one place!
I go to you guys to keep track of everything that I sell. ZenBusiness Money definitely helps keep track of everything, and it’s all in one place. Usually I’d have stuff coming from here and there, and it’s nerve-wracking! I’m just happy to have it all in one place.
– Amanda
Excellent
11,778 reviews
11,778 reviews
Banking FAQs
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ZenBusiness Banking is for customers of ZenBusiness. We’re eager to offer ZenBusiness Banking to all our customers, but for now it’s only being offered to single-member LLCs.
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No, there is no minimum opening deposit or minimum balance required with a ZenBusiness Banking account.
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The only way to currently get cash into your ZenBusiness Banking account is to transfer it in from another account that accepts cash deposits.
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You can use both your physical and virtual cards for online purchases.
However, we recommend that for all e-commerce purchases you use your virtual card details (which are easy to see in your ZenBusiness Banking Dashboard). And for in-person purchases, use your physical debit card.
In the event of an issue, it’s a bit faster to replace your virtual card than your physical card (which has to be mailed). -
Yes. Your deposits are insured up to the FDIC standard insurance amount, which is currently $250,000 per depositor. This insurance is provided through our partner bank, Thread Bank. Their FDIC certificate number is 9499 and can be found on the FDIC BankFind Tool.
Start smart.
ZenBusiness Banking is the easiest way to start separating your business and personal finances. Open your account today.
