Business Credit Cards

Get more buying power

Starting a business means making big decisions and big purchases. Get the power to buy what you need, when you need it. Find a credit card that fits your business needs.

Advertiser Disclosure: The offers that appear on this site are from companies from which ZenBusiness receives compensation. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain. This page does not include all available card offers or all card companies.

Pick a card that’s right for you

Get perks like rewards and no fees with these popular credit cards. Earn points for buying what your business needs to run and grow, and redeem points for things like travel, gift cards, and cash back.

Good for running your business

Ink Business Premier® Credit Card

Rich rewards and limitless opportunities for businesses who prefer to pay their balance in full each month. Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.

CREDIT SCORE

Excellent

ANNUAL FEE

$195

REWARDS RATE

N/A

REWARDS BONUS

$1,000 bonus cash back

Apply Now

The Plum Card® from American Express

Use the power of the Plum Card to buy big for your business. Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date. Paying early pays off: get a 1.5% Early Pay Discount on your statement on the amount paid within 10 days of your statement closing date and no cap on what you can earn back. Just pay the Minimum Due by the Payment Due Date. Terms & Restrictions Apply.

CREDIT SCORE

Good, Excellent

ANNUAL FEE

$250

REWARDS RATE

1.5% Early
Pay DiscountMore InfoPaying early pays off: get a 1.5% Early Pay Discount on your statement on the amount paid within 10 days of your statement closing date and no cap on what you can earn back. Just pay the Minimum Due by the Payment Due Date.

REWARDS BONUS

N/A

Apply Now Rates & Fees

The American Express® Business Gold Card

MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. ** Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

*Terms Apply

**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*

 

CREDIT SCORE

Good, Excellent

ANNUAL FEE

$295

REWARDS RATE

4x Membership
Rewards® PointsMore Info**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*

REWARDS BONUS

70,000 Membership
Rewards® PointsMore InfoWelcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.

Apply Now Rates & Fees

Good for flexible cash back

Ink Business Unlimited® Credit Card

The Chase Ink Business Unlimited® credit card lets you earn unlimited 1.5% cash back rewards on every purchase made for your business, plus you can redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.

CREDIT SCORE

Good, Excellent

ANNUAL FEE

$0

REWARDS RATE

1.5% More InfoEarn unlimited 1.5% cash back on every purchase made for your business

REWARDS BONUS

$900 bonus cash back More InfoEarn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

Apply Now

American Express Blue Business Cash™ Card

From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power. Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. Terms Apply.

CREDIT SCORE

Good, Excellent

ANNUAL FEE

$0

REWARDS RATE

1%-2% Cash
BackMore InfoEarn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

REWARDS BONUS

$250More InfoEarn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% – 25.99%, based on your creditworthiness and other factors as determined at the time of account opening.

Apply Now Rates & Fees

Good for office supplies

Ink Business Cash® Credit Card

You’ll earn up to 5% cash back in select business categories and 2% cash back in combined purchases at gas stations and restaurants on the first $25,000 spent. Plus earn 1% cash back on all other purchases.

CREDIT SCORE

Good, Excellent

ANNUAL FEE

$0

REWARDS RATE

Up to 5%

REWARDS BONUS

$900 bonus cash back

Apply Now

No-fee rewards cards

The Blue Business® Plus Credit Card from American Express

You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Terms Apply.

*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

CREDIT SCORE

Good, Excellent

ANNUAL FEE

$0

REWARDS RATE

2X Membership
Rewards® PointsMore InfoEarn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.

REWARDS BONUS

15,000 Membership
Rewards® PointsMore InfoEarn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Apply Now Rates & Fees

The choice is yours

Don’t get overwhelmed by your business expenses. Get cash back or rewards on eligible purchases to keep your business going.