Business Credit Cards
Get more buying power
Starting a business means making big decisions and big purchases. Get the power to buy what you need, when you need it. Find a credit card that fits your business needs.
Advertiser Disclosure: The offers that appear on this site are from companies from which ZenBusiness receives compensation. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain. This page does not include all available card offers or all card companies.
Pick a card that’s right for you
Get perks like rewards and no fees with these popular credit cards. Earn points for buying what your business needs to run and grow, and redeem points for things like travel, gift cards, and cash back.
Good for running your business
Ink Business Premier® Credit Card
Rich rewards and limitless opportunities for businesses who prefer to pay their balance in full each month. Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.
CREDIT SCORE
Excellent
ANNUAL FEE
$195
REWARDS RATE
N/A
REWARDS BONUS
$1,000 bonus cash back
The Plum Card® from American Express
Use the power of the Plum Card to buy big for your business. Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date. Paying early pays off: get a 1.5% Early Pay Discount on your statement on the amount paid within 10 days of your statement closing date and no cap on what you can earn back. Just pay the Minimum Due by the Payment Due Date. Terms & Restrictions Apply.
CREDIT SCORE
Good, Excellent
ANNUAL FEE
$250
REWARDS RATE
1.5% Early
Pay Discount
Paying early pays off: get a 1.5% Early Pay Discount on your statement on the amount paid within 10 days of your statement closing date and no cap on what you can earn back. Just pay the Minimum Due by the Payment Due Date.
REWARDS BONUS
N/A
The American Express® Business Gold Card
MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. ** Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
*Terms Apply
**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
CREDIT SCORE
Good, Excellent
ANNUAL FEE
$295
REWARDS RATE
4x Membership
Rewards® Points**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
REWARDS BONUS
70,000 Membership
Rewards® PointsWelcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
Good for flexible cash back
Ink Business Unlimited® Credit Card
The Chase Ink Business Unlimited® credit card lets you earn unlimited 1.5% cash back rewards on every purchase made for your business, plus you can redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
CREDIT SCORE
Good, Excellent
ANNUAL FEE
$0
REWARDS RATE
1.5% Earn unlimited 1.5% cash back on every purchase made for your business
REWARDS BONUS
$900 bonus cash back Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
American Express Blue Business Cash™ Card
From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power. Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. Terms Apply.
CREDIT SCORE
Good, Excellent
ANNUAL FEE
$0
REWARDS RATE
1%-2% Cash
BackEarn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
REWARDS BONUS
$250Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% – 25.99%, based on your creditworthiness and other factors as determined at the time of account opening.
Good for office supplies
Ink Business Cash® Credit Card
You’ll earn up to 5% cash back in select business categories and 2% cash back in combined purchases at gas stations and restaurants on the first $25,000 spent. Plus earn 1% cash back on all other purchases.
CREDIT SCORE
Good, Excellent
ANNUAL FEE
$0
REWARDS RATE
Up to 5%
REWARDS BONUS
$900 bonus cash back
No-fee rewards cards
The Blue Business® Plus Credit Card from American Express
You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Terms Apply.
*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
CREDIT SCORE
Good, Excellent
ANNUAL FEE
$0
REWARDS RATE
2X Membership
Rewards® PointsEarn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
REWARDS BONUS
15,000 Membership
Rewards® PointsEarn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
The choice is yours
Don’t get overwhelmed by your business expenses. Get cash back or rewards on eligible purchases to keep your business going.
