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Multiple Streams of Income for Your Business

By Marcelina Hardy

Having multiple streams of income from your small business can help boost your profits and cushion against losses during slow seasons. Here are several ways you may be able to add more income streams to your company. You have your business, and it’s doing well. Something inside you is pulling you to something else, though. ...

6 Businesses You Can Start For Under $5,000

Team ZenBusiness

By now, many Americans have received their tax refunds, or will be receiving them soon. Many people take that “bonus” money and go on vacation, get a new wardrobe, start an emergency fund, or buy a large-ticket item they’ve had their eye on. Maybe you’re thinking, all of these are great options, but none of ...

How to Buy a Business with No Money Down

By Steve Strauss

Is it possible to buy a business with no money down? Yes, indeed. In The Small Business Bible, Steve Strauss discusses just how to do that. The key is to get the seller to finance 100%. We’ll look at 100% seller financing  to do that below. But first, it’s important to consider whether buying a business ...

8 Ways to Improve and Grow Your Business in 2022

By April Macguire

Looking to grow your business in the coming year? These eight business improvement ideas can help you get more customers, be more productive, and increase your profits.  Small and midsize businesses (SMBs) face numerous challenges. While roughly 80% of SMBs make it to the first-year mark, only half survive to celebrate their five-year anniversaries. If ...

Tips for Starting and Succeeding in Your Own Business

By Janet Attard

Starting a company? Here are some important startup tips that will help you make your startup a success. What do you need to do to start a business? There are dozens of websites that have checklists to remind you of the many tasks you should perform when starting a business. Although such checklists are very useful ...

9 Best Recession-Proof Businesses

Team ZenBusiness

The global financial meltdown caused by the pandemic has been rough on most people, including small business owners. But some types of businesses consistently weather hard economic times better than others. In retrospect, when a recession is officially declared, the economy has already been down for months. During such a period, companies are forced to ...

How to Ask Friends and Family to Finance a Business

Team ZenBusiness

Like most of us, you are probably reluctant to ask friends and relatives for money. But, at one stage or another, a lot of people do when they are running their own businesses. If you are really serious about starting and/or staying in business, swallow your pride and go beg for those funds. If your friends ...

How Will the Fed Interest Rate Increase Affect Small Business Lending?

Team ZenBusiness

When the average small business owner reads about the recent interest rate increase, these details can read simply as theoretical numbers on a page, far removed from the daily realities of running a business. There is, however, some potential for direct impact from a changing fed funds rate—particularly on any small business intending to take out ...

What Investors Want to See in a Financial Forecast

Team ZenBusiness

Out there talking to entrepreneurs, I often get asked about what investors are looking for in a five-year financial forecast. First off, what is a five-year forecast? Your first reaction is probably, “It’s impossible to predict.” Startups are volatile; there’s risk, and it’s heightened. So yes, it’s not possible to predict, but that’s not the ...

How Much Control Do Investors Have?

Team ZenBusiness

Disclaimer: The contents of this article are intended to convey general information only and are not intended to constitute legal services or the provision of legal services. This article should not be used as a substitute for obtaining legal advice from an attorney licensed or authorized to practice law in your jurisdiction. This article does ...

Self-Employment Tax Deductions: How They Work

Team ZenBusiness

Have you become self-employed and begun working from home? If so, you need to be aware of all your legal tax deductions so you can avoid overpaying your income taxes. Here’s how tax deductions work. According to the Census Bureau, there are more than 26 million businesses in the United States that don’t have employees. ...
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