ZenBusiness vs Swyft Filings

ZenBusiness is generally more affordable than Swyft Filings if you need registered agent or compliance services, while both offer $0 LLC formation packages where you only pay state fees.

If you only want basic LLC formation, both Swyft Filings and ZenBusiness provide a $0 package and you just pay the required state filing fees.

However, Swyft Filings charges $199 per quarter ($596 per year) for registered agent service, which adds up to a much higher yearly cost. ZenBusiness registered agent service is available as an optional add-on for $199 per year.

The ZenBusiness Pro and Premium packages offer the fastest processing time at 1 business day, while the ZenBusiness Starter package is similar to Swyft Filings’ Basic package at about 7–10 business days.

Swyft Filings’ Basic package typically takes 7–10 business days, the Standard package about 3 business days, and the Premium package 1 business day.

At ZenBusiness, the Starter Package includes processing in about 7–10 business days, and both the Pro and Premium Packages include our fastest processing time of 1 business day.

These timeframes describe how quickly each company submits filings to the state, not how long the state itself takes to approve them.

We certainly think so — though we admit that sounds a little biased. Don’t just take our word for it; thousands of customers on Trustpilot agree. Across 27,091, we have  4.8 out of 5-star average rating. To date, we’ve helped form over 850,000 business entities, and we’re committed to providing every customer with the same excellent service.

Swyft Filings is ideal for entrepreneurs seeking a straightforward and low-commitment way to file their LLC quickly. However, its add-on services—especially registered agent service—are expensive, making it less cost-effective for businesses that need ongoing support or compliance tools.

Every entrepreneur has different needs and priorities, so the “best” LLC service depends on the situation. Some focus on affordability, others need compliance assistance, and others prioritize turnaround speed.

That said, ZenBusiness offers a balance of affordability, speed, and long-term compliance support to help every entrepreneur confidently start and manage their new company.

ZenBusiness Premium is cheaper than Swyft Filings once you include a registered agent, EIN, and ongoing compliance support for an LLC.

Here is a simple apples-to-apples comparison using the lowest-cost option from each company that includes registered agent service, EIN filing, and ongoing compliance support.

Swyft Filings Basic Package + Add-Ons

Swyft Filings advertises a $0 + state fees basic package, but to match ZenBusiness Premium features you would also need to add a registered agent service, EIN filing, and annual report services, which increases your total cost. Swyft Filings add ons cost: $149 per quarter ($596 per year) for registered agent service, $79 (one-time) for an EIN, and $99 per year for annual report filing.

ZenBusiness Premium Package

The ZenBusiness Premium Package costs $399 plus state fees for the first year and renews at $399 annually. It provides:

• Preparation and filing of your formation documents
• Name availability search
• Electronic documents access and a dashboard with unlimited storage
• 100% accuracy guarantee
• Worry-Free Compliance for the first year (including compliance alerts)
• Lifetime support
• Access to Velo AI assistant and our mobile app
• Partner offers
• 30-day trial of website, domain, and email (renews at $15 per month)
• 1-day processing
• Operating agreement template
• EIN
• Logo builder
• Free quote from Next Insurance
• Business document templates
• Registered agent
• Advanced Compliance Protection
• Business advisor consultation
• 60-day trial of ZenBusiness Money Pro (renews at $30 per month)

Because the ZenBusiness Premium Package already includes registered agent service, EIN, and compliance support in a single bundled price, it is typically more affordable than assembling the same services through Swyft Filings.